Preferred Equity Financing

Cures for Deal Fatigue & Capital Access Problems

Every commercial real estate developer knows the value of preferred equity in the finance capital stack as a key part of their opportunity strategy.  Commercial real estate preferred equity financing can be directly translated in terms of managing the relationship between capital investment risk and yield for their new construction property development programs and funding proposals.  Acquisition specialists also know the value of utilizing preferred equity financing as the primary “down money’ in transactions they undertake.  Preferred equity requires a preferred relationship.  A preferred equity relationship requires the creation of confidence in the sponsor.  Confidence is created when execution risk is manageable and the potential for loss even mitigation program and process failures can be reasonably assessed as being remote.

INVIZEN focuses on this issue as part of our real-time business planning program that creates an ongoing relationship between the forecasted near-term market conditions, the goals and requirements of the business for income production, the requirements for accountability and productivity at all levels of the business operations, and the demonstration of proactive risk management in both planning and ongoing operations execution. 

This is part of our larger program known as the INVIZEN Stop Loss System that includes all of the necessary elements to maximize the potential for investment performance assurance at all levels of the transaction for the entire term of the investment holding period.  This service is exclusive to INVIZEN and is available for commercial real estate income-producing properties having a value of at least $10 million.

Best-In-Class Investment Loss Prevention & Mitigation

The INVIZEN Platform was conceptually designed to support the end-goal of preventing investment losses from being realized on commercial real estate loans and investments. 

Most Advanced Underwriting System in CRE Finance

The INVIZEN Platform design construct offers an end-to-end approach that engages the project or business at whatever life-cycle stage the given project or business may be currently found to be operating within.  The INVIZEN Platform is designed to provide a progressive sweep of the entire due diligence spectrum of issues with every review.  It starts with the valuation of the transaction opportunity. 

The Verifier

Incredible Underwriting Attention to Detail

Collateral underwriting is important but the reality is that collateral underwriting really only comes into play for EAD calculations and insurance risk mitigation.  The value of the opportunity is the real issue and the Verifier Report from INVIZEN directly addresses this issue in terms of determining if the proposed transaction is priced at a discount to market based upon the specific risk profile presented by the project, the project’s business and the project’s market.  That’s the Verifier Report.

Market Risk Management

Full-Scope that’s fully tested.

First Look is our real-time market feasibility analysis reporting system for which there is no peer.  The next-gen analytics design of First Look provides testing of the empirical assumptions and findings of the market feasibility analysis to determine if a reasonable basis exists for their inclusion and/or use in the resulting report that includes detail you just can’t find anywhere else.  That’s the First Look Report.

Financial Risk Assessment Underwriting

Full Underwriting Support to Demonstrate Risk Controls

Final Check is the crown jewel of the INVIZEN Platform.  Final Check provides full capacity risk underwriting, collateral risk underwriting, credit risk underwriting and default risk underwriting financial risk assessment data and findings that is backed by a post-funding monitoring program that prevents the most common causes of credit and default risk events from becoming your loss severity risk realities.  That’s Final Check and there is just nothing like it.

Asset Monitoring for Performance Assurance You Can Afford

The outflow is then matched into our unique credit risk management platform that ties credit risk (again, think hard about managing CECL) and default risk prevention program known as iCREDIT. 

CECL Compliance Now Means New Opportunities to Profit

This unique system provides real-time forensic auditing of every transaction event and generates an entirely new set of GAAP financial statements for the benefit of all financial partners that can be accessed in real-time. 

Integrity & Surety Via Real-Time Forensic Robo-Auditing 24/7

Financial reporting transparency risk, execution risk, default risk and all of the associated risks are now within the scope of being proactively managed.  That’s the INVIZEN approach that makes the difference in everything we do. 

Answers That Create New Opportunities

We provide opportunities in the form of distressed asset acquisition opportunities for sponsors and developers that meet the specific underwriting standards and requirements of the specific funds and institutions we support. 

The best-in-class CRE new construction and acquisition financing underwriting tools

Our compliance services focus on FINRA (we are a FINRA Compliance Vendor) and supporting broker-dealers, banks (FASB Topic 326 compliance opportunities regarding CECL), credit unions, community banks, advisors, family offices and institutions that are seeking something more than reactive data and mitigation as being the only likely outcome. 

INVIZEN is about reaching your peak opportunity efficiency level and having the freedom to focus on transactions that are profitable; transactions that have the likelihood of actually closing. 

Clear up your backlog of time-sensitive opportunities. 

Reduce your loss reserve calculations. 

Turn CECL into a competitive advantage. 

Exceed expectations of regulators when it comes to compliance with FINRA, SEC, OCC or the several states. 

When you engage with Rainmaker Analytics you are engaging with a team and a system that is designed to make the financial instruments your firm engages in become a matter that is manageable, less frustrating and more profitable. 

Your new path forward starts with that first phone call and confidential consultation.