CRE Underwriting Tools for Community Banks

Incredible Underwriting Attention to Detail

The best-in-class CRE underwriting tools for community banks and credit unions provide lowest cost of service, fastest processing time and best analytics documentation.

Save Time, Reduce Opportunity Costs & Eliminate Your Backlog

The INVIZEN Verifier Report represents a next-gen analytics quantum leap for the financial services industry and community banks and credit unions engaged in CRE new construction lending, acquisition lending and refinancings can now access the new best-in-class underwriting reporting tool designed specifically for underwriting professionals and investment committee members, alike.

The Verifier Report represents a snapshot summation of an incredibly rich due diligence and financial risk assessment process that creates strong loss severity risk controls as a result of its program design, and enforces liquidity standards that help prevent future defaults. That’s best-in-class.

The Verifier Report system doesn’t end with funding. Verifier creates an incredible post-funding monitoring program that prevents fraud, administrative foreclosures, prevents liquidity crises from getting out of control, and provides proactive protection against market and business execution risk issues for the full term of the loan. This program component is called “iCREDIT” and offers the best-in-class prevention and elimination approach to the totality of the default risk issue.

iCREDIT Control System for Post-Funding Wealth Management

The Verifier Report costs $1,000 for most CRE verticals and B2B businesses and takes a single day to run and complete, thus replacing months of due diligence and its associated costs. Underwriting standards can be customized to your bank’s requirements to ensure transactions receiving approvals meet investment committee requirements every time and you stop wasting time and dollars on transactions that cannot close.

The INVIZEN Model Overview

Our systemic approach is based upon the incorporation of the holistic end-to-end solution approach that combines next-gen analytics together with systemic control systems that provide the market-centric solution set framework of the INVIZEN Model. This building block approach focuses on the market data pertaining to the asset class in question itself, the value the capital markets place on the asset class in general, the specific risk elements of the specific transaction construct (i.e.: known colloquially as “story book deals”) that legacy systems are just not equipped to support (hence the saying, “we don’t do story book deals”), to determine the potential for key risks to actually have the ability to materialize and become materially significant in the course of the investment holding period. The system design provides an intentional departure from some business practices so that many of the subjective financial investment risks that conventional wisdom tells us are “baked into the deal”, can actually be eliminated from having a potential impact altogether. This has a potential profound impact on the entirety of the risk profile of a given asset vertical in general, and the subject risk analysis in particular. From a practical viewpoint, this means subjective financial investment risks such as bankruptcy risk, foreclosure risk, liquidity maintenance risk, fraud, and even systemic market risk (to name a few) can be reduced to a level of not being reasonably expected to have a material impact on the transaction, or being eliminated altogether. The INVIZEN Model’s integration approach takes these tenets and incorporates them in to the resulting business model, the reporting program and management of all funds as the basis for structuring a given transaction opportunity.

Find out more by contacting us today to schedule your demo and get started cleaning out your backlog.

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