Securities Investment Means the Tool Has to do the Whole Job
The ideal commercial real estate underwriting tool has to provide the end-to-end solution for the totality of the risk assessment process. This means capacity, collateral, credit and default risk underwriting has to be in a single, unified package that doesn’t require a host of consultants, training or cost you an arm and a leg.
The ideal commercial real estate underwriting program provides the answers you spend months getting right now. The time you spend on due diligence only to find you can’t close the deal is money, opportunity time and resources sunk in a black hole. You need answers with the back-up detail available as to whether or not the next deal coming in the door has a real shot of making it to closing or not.
The ideal commercial real estate would have best-in-class analytics, best-in-class pricing and best-in-class delivery.
Analytics Beyond Your Imagination
The Verifier Reporting system generates a simple snapshot report that is based upon a component set of valuation, feasibility analysis, underwriting and due diligence testing sequences and data you cannot get anywhere else. The rendered report comes with a library of reports you can also order that are generated for each Verifier Report we create. These reports include the valuation analysis of the transaction, a full market and financial feasibility study, a comprehensive underwriting report, the component business plans and a post-funding default risk prevention and fraud elimination program service that is provided on a net zero cost basis. That’s best-in-class.
Delivery as Quick as 1 Business Day
INVIZEN offers next-gen analytics processing power, data and systems to generate your due diligence. What you spend 6 to 9 weeks doing we do in a single day. This means you can stop chasing rainbows, wasting money on undeals and focus on transactions that have real potential to get closed. That’s called best-in-class.
Report Costs Start at $1,000
The Verifier Reporting system generates the snapshot report for the typical CRE asset class in exchange for the payment of a fee of $1,000. The current exceptions in our system are commercial office and hospitality asset classes (those are $2,000). That’s affordable, insightful and fast. That’s what best-in-class gets you.
The INVIZEN Platform was conceptually designed to support the end-goal of preventing investment losses from being realized on commercial real estate loans and investments.
The INVIZEN Platform design construct offers an end-to-end approach that engages the project or business at whatever life-cycle stage the given project or business may be currently found to be operating within. The INVIZEN Platform is designed to provide a progressive sweep of the entire due diligence spectrum of issues with every review. It starts with the valuation of the transaction opportunity.
Collateral underwriting is important but the reality is that collateral underwriting really only comes into play for EAD calculations and insurance risk mitigation. The value of the opportunity is the real issue and the Verifier Report from INVIZEN directly addresses this issue in terms of determining if the proposed transaction is priced at a discount to market based upon the specific risk profile presented by the project, the project’s business and the project’s market. That’s the Verifier Report.
Market Risk Management
First Look is our real-time market feasibility analysis reporting system for which there is no peer. The next-gen analytics design of First Look provides testing of the empirical assumptions and findings of the market feasibility analysis to determine if a reasonable basis exists for their inclusion and/or use in the resulting report that includes detail you just can’t find anywhere else. That’s the First Look Report.
Financial Risk Assessment Underwriting
Final Check is the crown jewel of the INVIZEN Platform. Final Check provides full capacity risk underwriting, collateral risk underwriting, credit risk underwriting and default risk underwriting financial risk assessment data and findings that is backed by a post-funding monitoring program that prevents the most common causes of credit and default risk events from becoming your loss severity risk realities. That’s Final Check and there is just nothing like it.
The outflow is then matched into our unique credit risk management platform that ties credit risk (again, think hard about managing CECL) and default risk prevention program known as iCREDIT.
This unique system provides real-time forensic auditing of every transaction event and generates an entirely new set of GAAP financial statements for the benefit of all financial partners that can be accessed in real-time.
Financial reporting transparency risk, execution risk, default risk and all of the associated risks are now within the scope of being proactively managed. That’s the INVIZEN approach that makes the difference in everything we do.
We provide opportunities in the form of distressed asset acquisition opportunities for sponsors and developers that meet the specific underwriting standards and requirements of the specific funds and institutions we support.
Our compliance services focus on FINRA (we are a FINRA Compliance Vendor) and supporting broker-dealers, banks (FASB Topic 326 compliance opportunities regarding CECL), credit unions, community banks, advisors, family offices and institutions that are seeking something more than reactive data and mitigation as being the only likely outcome.
INVIZEN is about reaching your peak opportunity efficiency level and having the freedom to focus on transactions that are profitable; transactions that have the likelihood of actually closing.
Clear up your backlog of time-sensitive opportunities.
Reduce your loss reserve calculations.
Turn CECL into a competitive advantage.
Exceed expectations of regulators when it comes to compliance with FINRA, SEC, OCC or the several states.
When you engage with Rainmaker Analytics you are engaging with a team and a system that is designed to make the financial instruments your firm engages in become a matter that is manageable, less frustrating and more profitable.
Your new path forward starts with that first phone call and confidential consultation.