Embezzlement Prevention

Business, CRE & Corporate Fraud & Embezzlement Prevention

Corporations and businesses require embezzlement prevention to survive.

Embezzlement prevention requires a systemic approach that is proactive in nature. Large corporations are most likely to be hit as they have so many vendors to manage. Small businesses and commercial real estate developments are also ripe targets because they typically have no controls in place to prevent embezzlement from happening. Most often, the solutions enacted amount to mitigation – something to be done after the loss has occurred. This may be okay in some circumstances, but the median time to detection if 14 months with a median loss in excess of $100,000.

Business, CRE & Corporate Fraud & Embezzlement Prevention

Embezzlement and fraud are symptoms of a larger problem, so the entirety of the problem must be addressed, lest other symptoms of the disease manifest themselves.

That problem is default risk

Asset Monitoring for Performance Assurance You Can Afford

Default risk takes many forms and is the primary culprit that leads to losses by investors and lenders. Fraud, theft, execution risk, market risk, management reporting risk, vendor payment risk, vendor performance risk, employee management risk, and third-party claims risk are the key component drivers that make up the totality of default risk. Email filtering and related software programs do not address these risks, so the resultant cost is not seen necessarily as a benefit – just a necessary evil.

Rainmaker Analytics offers a different approach.

Due Diligence You Can Use

The iCREDIT program provides an advanced technology program suite of services that require no training, no oversight and creates real benefits starting on the first day of service that add up to a net zero cost of use opportunity. Find out with a simple phone call and a confidential risk assessment consultation that is cost-free.

Best-In-Class Investment Loss Prevention & Mitigation

The INVIZEN Platform was conceptually designed to support the end-goal of preventing investment losses from being realized on commercial real estate loans and investments. 

Most Advanced Underwriting System in CRE Finance

The INVIZEN Platform design construct offers an end-to-end approach that engages the project or business at whatever life-cycle stage the given project or business may be currently found to be operating within.  The INVIZEN Platform is designed to provide a progressive sweep of the entire due diligence spectrum of issues with every review.  It starts with the valuation of the transaction opportunity. 

The Verifier

Incredible Underwriting Attention to Detail

Collateral underwriting is important but the reality is that collateral underwriting really only comes into play for EAD calculations and insurance risk mitigation.  The value of the opportunity is the real issue and the Verifier Report from INVIZEN directly addresses this issue in terms of determining if the proposed transaction is priced at a discount to market based upon the specific risk profile presented by the project, the project’s business and the project’s market.  That’s the Verifier Report.

Market Risk Management

Full-Scope that’s fully tested.

First Look is our real-time market feasibility analysis reporting system for which there is no peer.  The next-gen analytics design of First Look provides testing of the empirical assumptions and findings of the market feasibility analysis to determine if a reasonable basis exists for their inclusion and/or use in the resulting report that includes detail you just can’t find anywhere else.  That’s the First Look Report.

Financial Risk Assessment Underwriting

Full Underwriting Support to Demonstrate Risk Controls

Final Check is the crown jewel of the INVIZEN Platform.  Final Check provides full capacity risk underwriting, collateral risk underwriting, credit risk underwriting and default risk underwriting financial risk assessment data and findings that is backed by a post-funding monitoring program that prevents the most common causes of credit and default risk events from becoming your loss severity risk realities.  That’s Final Check and there is just nothing like it.

Asset Monitoring for Performance Assurance You Can Afford

The outflow is then matched into our unique credit risk management platform that ties credit risk (again, think hard about managing CECL) and default risk prevention program known as iCREDIT. 

CECL Compliance Now Means New Opportunities to Profit

This unique system provides real-time forensic auditing of every transaction event and generates an entirely new set of GAAP financial statements for the benefit of all financial partners that can be accessed in real-time. 

Integrity & Surety Via Real-Time Forensic Robo-Auditing 24/7

Financial reporting transparency risk, execution risk, default risk and all of the associated risks are now within the scope of being proactively managed.  That’s the INVIZEN approach that makes the difference in everything we do. 

Answers That Create New Opportunities

We provide opportunities in the form of distressed asset acquisition opportunities for sponsors and developers that meet the specific underwriting standards and requirements of the specific funds and institutions we support. 

The best-in-class CRE new construction and acquisition financing underwriting tools

Our compliance services focus on FINRA (we are a FINRA Compliance Vendor) and supporting broker-dealers, banks (FASB Topic 326 compliance opportunities regarding CECL), credit unions, community banks, advisors, family offices and institutions that are seeking something more than reactive data and mitigation as being the only likely outcome. 

INVIZEN is about reaching your peak opportunity efficiency level and having the freedom to focus on transactions that are profitable; transactions that have the likelihood of actually closing. 

Clear up your backlog of time-sensitive opportunities. 

Reduce your loss reserve calculations. 

Turn CECL into a competitive advantage. 

Exceed expectations of regulators when it comes to compliance with FINRA, SEC, OCC or the several states. 

When you engage with Rainmaker Analytics you are engaging with a team and a system that is designed to make the financial instruments your firm engages in become a matter that is manageable, less frustrating and more profitable. 

Your new path forward starts with that first phone call and confidential consultation.

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