Shooting the Gap: Mezzanine & Preferred Equity Financing for CRE ADC Projects

The reality that is playing out is a huge window of opportunity that has been created for preferred equity and mezzanine loan funding participants in the market, as they have cashed-in to fill the void created by many commercial institutions exiting the market for new construction loans for all but their well-heeled customers.  The initial profit-taking bonanza this created for alternative lenders is starting to unwind … More Shooting the Gap: Mezzanine & Preferred Equity Financing for CRE ADC Projects

The Failure of CRE Investment Loss Mitigation in the Analytics Age

More than $500 billion in CRE loans and investments are expected to be realized this year, worldwide.  That’s an astounding number.  CRE investment loss mitigation practices have not proven to be up to the task (otherwise, the losses would be a lot less, wouldn’t they?).  … More The Failure of CRE Investment Loss Mitigation in the Analytics Age

Time is Money: Bridge & Mezzanine CRE Lending Opportunities for CRE Properties & Projects

Time is money.  We all know that CRE deals come with a built-in self-destruct mechanism in the form of the feasibility period commonly associated with every real property acquisition agreement.  The promoter has to get enough due diligence completed to justify the contract going hard or closing on the land or exit the deal and eat a capital loss.  Historically, mezzanine and bridge lending has been largely ignored due to the higher interest rates associated with these funding products.  While it is true these funding products cost more, a closer look may reveal that cost may in fact be negligible compared to the cost to capital associated with a lost opportunity. … More Time is Money: Bridge & Mezzanine CRE Lending Opportunities for CRE Properties & Projects

Unwinding the Complicated & Conflicted Compliance Conundrum

The regulators are after still after you.  Whether your business is being beat up by FINRA regulations, the Basel III  Accord or some other regulatory body, the desired impact is all the same – the regulators are here.  They are tired of dealing with the investment fraud complaints, the lack of reporting transparency that allows investment fraud to thrive, and they are going to take a pound of flesh. … More Unwinding the Complicated & Conflicted Compliance Conundrum

The Emperor Clothes: Credit Risk Underwriting

Credit risk underwriting has become an extraordinarily complicated process for business lending and investment.  Books have been written about it.  Banks spend fortunes on trying to manage it.  Everyone in finance has been taught the importance of it and yet it remains a pivotal element in the search for the Holy Grail – the reduction of investment/loan loss severity risk. … More The Emperor Clothes: Credit Risk Underwriting

INVIZEN IT Announces Second Quarter Results: $635 Million+ Underwriting & Due Diligence Assignments

INVIZEN IT provides real-time investment loss severity risk management and mitigation on a proactive basis for the entire term of the investment.  The INVIZEN IT program design focuses on providing the following component services that support the proactive, real-time approach to investment/loan loss prevention … More INVIZEN IT Announces Second Quarter Results: $635 Million+ Underwriting & Due Diligence Assignments