Underwriting Report Service for CRE & B2B Lending, Acquisition & Investment Transactions
The Verifier Report series provides quantitative and qualitative underwriting due diligence reviews of all aspects of a given financial transaction. The typical processing time is one business day and the cost for delivery of the Verifier Report is $1,000 for most CRE verticals and B2B businesses.
The Verifier Report is the output document (a veritable “snapshot”) of the comprehensive underwriting process that is powered by the INVIZEN analytics engine and datasets. It reports the key findings and issues in a format that is easy to understand, and comes with available back-up report documentation that extends the due diligence record typically to more than 1,000 pages per assignment (extra fees apply). This reporting system is tied to our post-funding (i.e.: “iCREDIT”) system that provides proactive prevention of default risk, execution risk, market risk and financial reporting transparency issues that could otherwise lead back down the road to investment loss severity risk.
The next-gen analytics engine, combined with a robust dataset that attends each transaction assignment provides the opportunity to replace months of due diligence costs with an all-in-one report that separates the wheat (i.e.: deals you will not close) from the chaff (i.e.: deals where you have a high probability of closing). The Verifier Report system allows the broker-dealer, family office, institutional fund, lender or other party to “enter the mind of the underwriter” and have the opportunity to fully customize the underwriting system to conform with the firm’s own investment guidelines, requirements and goals. This means reports generated come with a special level of import that pass the due diligence review. Unlike days gone by, the exact reason why a transaction is rejected is provided in cases where the proposal doesn’t meet the testing process requirements.
The INVIZEN Model Overview
Our systemic approach is based upon the incorporation of the holistic end-to-end solution approach that combines next-gen analytics together with systemic control systems that provide the market-centric solution set framework of the INVIZEN Model. This building block approach focuses on the market data pertaining to the asset class in question itself, the value the capital markets place on the asset class in general, the specific risk elements of the specific transaction construct (i.e.: known colloquially as “story book deals”) that legacy systems are just not equipped to support (hence the saying, “we don’t do story book deals”), to determine the potential for key risks to actually have the ability to materialize and become materially significant in the course of the investment holding period. The system design provides an intentional departure from some business practices so that many of the subjective financial investment risks that conventional wisdom tells us are “baked into the deal”, can actually be eliminated from having a potential impact altogether. This has a potential profound impact on the entirety of the risk profile of a given asset vertical in general, and the subject risk analysis in particular. From a practical viewpoint, this means subjective financial investment risks such as bankruptcy risk, foreclosure risk, liquidity maintenance risk, fraud, and even systemic market risk (to name a few) can be reduced to a level of not being reasonably expected to have a material impact on the transaction, or being eliminated altogether. The INVIZEN Model’s integration approach takes these tenets and incorporates them in to the resulting business model, the reporting program and management of all funds as the basis for structuring a given transaction opportunity.
Get a demonstration today of the power of our next-gen analytics and reporting and try it for yourself. All you have to lose is that wasted time and money.